Bhubaneswar: Fusion Finance has recognized Odisha as one among its core and high-potential microfinance markets, citing bettering rural livelihoods, rising demand for small-ticket credit score, and strengthening borrower behaviour throughout the state.
Odisha is rising as a key microfinance hub in japanese India, supported by rising revenue visibility in rural and semi-urban areas, deeper penetration of digital monetary companies, and a rising emphasis on accountable, data-backed lending.
Early indicators of rural revenue restoration and improved compensation tendencies after the festive season have additional strengthened the state’s credit score outlook.
As of September 30, 2025, Fusion Finance’s mortgage portfolio in Odisha stood at Rs 577 crore.
The corporate operates 135 microfinance branches throughout 30 districts, serving almost 2.5 lakh ladies debtors by way of its Joint Legal responsibility Group (JLG) mannequin.
Fusion has been current within the state since 2016. Secure compensation efficiency in Odisha displays the corporate’s deal with disciplined underwriting, tighter buyer choice, and powerful assortment effectivity.
Over the previous yr, Fusion has enhanced its threat and working framework by upgrading branch-level monitoring and rising the usage of digital processes. Its proprietary lending platform, Shakti, allows quicker onboarding, cashless disbursements, and real-time portfolio monitoring.
“Odisha stays a strategically essential marketplace for us because the microfinance cycle reveals seen indicators of stabilisation.
Robust credit score self-discipline, tighter guardrails, and excessive assortment effectivity place us effectively for sustainable development and deeper monetary inclusion within the state,” mentioned Sanjay Garyali, CEO, Fusion Finance.
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