New Delhi: Muthoot Finance, India’s largest gold-loan NBFC, crossed the Rs 1.5 trillion market-capitalisation milestone, marking one of many quickest phases of shareholder worth creation within the NBFC house lately.
The corporate had first crossed the Rs 1 trillion valuation milestone on June 9, 2025, and added the subsequent Rs 50,000 crore in market capitalisation inside simply 5 months, supported by constant record-breaking enterprise efficiency, traditionally robust profitability, and sustained progress momentum in its core gold-loan franchise. With this milestone, Muthoot Finance has emerged because the 59th largest firm in India by market capitalisation, and twelfth amongst listed monetary companies firms.
The corporate’s monetary outcomes for Q2 and H1 FY26 have strengthened this upward trajectory. Consolidated Mortgage Belongings Underneath Administration (AUM) rose to an all-time excessive of Rs 1.47 lakh crore as of September 30, 2025, up 42% year-on-year, pushed predominantly by the robust efficiency of the gold-loan portfolio. Consolidated revenue after tax for H1 FY26 surged 74% year-on-year, whereas standalone efficiency was additionally the very best ever, with standalone mortgage AUM rising 47% year-on-year to Rs 1.32 lakh crore and standalone revenue after tax rising 88% year-on-year to Rs 4,391 crore.
The entire amount of gold pledged as safety elevated to 209 tonnes from 199 tonnes a 12 months earlier, and the group’s department community expanded to 7,524 places. The corporate’s capital place remained stable with a 20.89% Capital Adequacy Ratio, supported by secure asset high quality and a robust liquidity place.
Commenting on the event, Mr. George Alexander Muthoot, Managing Director, mentioned: “Crossing the Rs 1.5 trillion market-capitalisation mark is a major validation of the power and resilience of our enterprise mannequin. The sharp shareholder worth creation prior to now few months displays the market’s recognition of our constant progress in mortgage AUM, strong profitability and
disciplined strategy to gold jewelry-backed lending. This milestone reinforces the long-term belief that traders place in us, and we stay dedicated to constructing on this progress momentum via continued digital enhancement, department growth and sustained operational excellence. With report half-yearly efficiency, robust capitalisation and a strong demand outlook, the corporate stays well-positioned to maintain its progress trajectory via FY26 and past…”
The current market re-rating additionally displays the rising investor confidence within the firm’s strategic path. Muthoot Finance has acquired three main worldwide ranking upgrades prior to now 12 months. Fitch Rankings upgraded the corporate from BB to BB+ with a Steady outlook, Moody’s upgraded its long-term company household ranking from Ba2 to Ba1 with a Steady outlook, and S&P International Rankings upgraded its long-term issuer credit standing from BB/B to BB+/B with a Steady outlook. Collectively, these upgrades, together with the profitable $600 million world bond issuance, additional strengthen the corporate’s monetary profile and reinforce its world standing.
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