Captive-as-a-Service Program Will Drive a Seamless Financing Expertise for Sellers and Clients
NEW YORK, Dec. 9, 2025 /PRNewswire/ — Octane® (Octane Lending Inc.®), the fintech revolutionizing the shopping for expertise, and Journey Way of life, a powersport and marine seller group with over 20 places throughout the southeast, immediately introduced the launch of Journey Way of life Finance. Octane’s revolutionary captive financing answer will refine and streamline the lending expertise for Journey Way of life’s sellers and prospects below the Journey Way of life Finance model.
By this Captive-as-a-Service collaboration, Journey Way of life can have larger management over its financing packages and buyer journey, enabling them to supply aggressive charges and versatile phrases to a broad vary of consumers. Its seller community will profit from Octane’s industry-leading mortgage origination platform, built-in know-how, and devoted assist group. The absolutely branded answer permits sellers to supply full-spectrum financing choices, present an Journey Way of life-labeled, end-to-end buyer expertise, and enhance profitability.
“We’re proud to work with Journey Way of life to launch Journey Way of life Finance as we deliver a sooner, extra seamless shopping for expertise to extra individuals,” mentioned Jon Vestal, Government Vice President and Normal Supervisor, Leisure Lending. “Collectively, we’re giving sellers the instruments they should finest assist fans throughout Journey Way of life’s many places as we unlock the facility of monetary merchandise for retailers and shoppers.”
Clients will get pleasure from a hassle-free, digital shopping for expertise, from preliminary inquiry and software by means of closing and all through the lifetime of their mortgage. Octane’s in-house lender, Roadrunner Monetary, Inc.®, will underwrite the loans supplied by means of Journey Way of life Finance, and Octane’s in-house mortgage servicer, Roadrunner Account Companies, LLC, will service the loans.
“At Journey Way of life, we imagine that each journey needs to be accessible,” mentioned Kris Worth, Vice President of Journey Way of life. “By partnering with Octane to launch Journey Way of life Finance, we are able to supply our prospects a greater shopping for expertise that includes unique financing choices, making it even simpler for them to personal their subsequent powersports automobile.”
Octane’s Captive-as-a-Service providing permits Authentic Gear Producers (OEMs) and dealerships to get pleasure from the advantages of their very own financing firm with out the prolonged, expensive technique of organising a captive from scratch. Every answer will be tailor-made to companions’ particular financing and know-how wants, in addition to their desired outcomes, and leverage Octane’s intensive threat administration and capital markets experience. Octane has issued greater than $4.7 billion of asset-backed securities (ABS) since 2019. The newest ABS transactions embody: OCTL 2025-1, collateralized by fixed-rate installment powersports loans, and OCTL 2025-RVM1, Octane’s second securitization backed wholly by RV/Marine loans. Moreover, Octane closed three powersports forward-flow transactions and two whole-loan gross sales in 2025, and has offered or secured commitments to promote greater than $3.3 billion in loans since December 2023.
About Octane:
Octane® is revolutionizing leisure purchases by delivering a seamless, end-to-end digital shopping for expertise. The corporate connects individuals with their passions by combining cutting-edge know-how and revolutionary threat methods to make life-style purchases—like powersports autos, RVs, boats, private watercraft, and outside energy gear—quick, straightforward, and accessible.
Octane provides worth all through the client journey: inspiring fans with the Octane Media™ editorial manufacturers, together with Cycle World® and UTV Driver®, immediately prequalifying shoppers for financing on-line, routing prospects to dealerships for a simple closing, and supporting prospects all through their mortgage with superior mortgage servicing.
Based in 2014, Octane helps over 60 OEM accomplice manufacturers and over 4,000 seller companions, and has a group of over 600 in distant and hybrid roles. Go to Octane.co.
Octane® and Roadrunner Monetary® are registered service marks of Octane Lending, Inc. Cycle World® and UTV Driver® are registered logos of Octane Media, LLC.
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SOURCE Octane
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