Bihar Gramin Financial institution Achieves ₹80,000-Crore Milestone: Chairman Celebrates Unified Effort

With a mixed power of two,104 branches and 26 regional workplaces the financial institution has now emerged because the third-largest financial institution in Bihar by way of community presence. As per inside sources, the expanded footprint has considerably improved rural outreach and repair supply throughout districts. The Chairman, in the meantime, has credited the milestone to the collective effort of staff throughout areas.

Chairman Lauds Milestone, Phrases it a Turning Level

Describing the ₹80,000-crore enterprise milestone as a defining second, Bihar Gramin Financial institution Chairman Mukul Sahay stated the achievement displays the establishment’s strengthened basis and collective effort of its workforce.

“Crossing the ₹80,000-crore enterprise mark isn’t just a numerical milestone—it displays the strengthened construction and operational synergy that the financial institution has achieved,” Sahay advised Kanal.

Highlighting the size of the establishment, he famous that Bihar Gramin Financial institution has now emerged because the third-largest financial institution within the state by community, following the mixing of operations throughout areas.

“We at the moment are the third-largest financial institution in Bihar by way of department community. The mixed capabilities of the 2 erstwhile banks have enabled us to scale sooner, serve higher, and deepen monetary inclusion throughout rural Bihar,” he stated.

Sahay emphasised that buyer outreach has expanded considerably, with the financial institution now serving round 3.5 crore clients, supported by improved digital infrastructure and department connectivity.

“Buyer acquisition has grown sharply. Our enhanced digital providers, UPI adoption, and monetary literacy initiatives—supported strongly by NABARD—have performed a vital position in strengthening last-mile banking,” the Chairman noticed.

He credited the achievement to a seamless operational transition and the position of government-backed initiatives reminiscent of JEEViKA, together with coordinated efforts throughout all branches.

“This progress is the result of a easy integration course of with minimal inconvenience to clients. Additionally it is a results of cultural amalgamation—a syncretic coming collectively of two institutional cultures inside Bihar,” Sahay remarked.

On the financial institution’s monetary well being, the Chairman highlighted robust deposit high quality and workforce power, noting that CASA stands at round 73%, near ₹35,000 crore.

“A excessive CASA ratio, a median workforce age of 37 years, and an agile, well-trained workers replicate the financial institution’s readiness to compete with business banks whereas staying rooted in rural priorities,” he stated.

He added that lending efficiency stays strong throughout precedence sector and business segments, underscoring the financial institution’s competitiveness and dedication to service high quality.

“Customer support stays paramount. Via steady workers coaching and consciousness programmes, we’re centered on delivering environment friendly, inclusive and responsive banking throughout Bihar,” Sahay concluded.

Development Indicators Strengthen

As Bihar Gramin Financial institution consolidates its expanded community and stability sheet, the ₹80,000-crore milestone alerts greater than scale—it displays rising institutional stability and operational confidence. 

With robust deposit high quality, enhancing credit score penetration, and an more and more tech-enabled workforce, the financial institution now faces the duty of sustaining development whereas strengthening service supply in Bihar’s rural and semi-urban areas. How successfully it interprets this momentum into deeper monetary inclusion and constant buyer expertise will outline the following section of its post-integration journey.